All SCDMV offices will be closed on Monday, January 15, 2018.Locations
You may hear Electronic Lien and Title referred to as ELT.
By completing the Electronic Lien and Title (ELT) Lienholder Application (SCDMV Form ELT-1), you, as the lender and/or service provider demonstrates an understanding and commitment to the following:
- You may enter into an agreement with an SCDMV approved service provider, or achieve system certification for its own ELT computer system.
- You must agree to training as required by the SCDMV and/or the agency’s service provider.
- You must agree to bear all costs for participation in the program such as costs incurred for computer hardware, labor, electronic interface system changes, and transaction processing.
- You must agree to comply with all rules, policies, procedures, and standards applicable to the ELT program.
- You must agree to all terms required by the lender and sign a non-disclosure agreement.
- You must sign a Memorandum of Understanding with the SCDMV before transmitting customer, vehicle, and lien data.
- An electronic title with lien will remain electronic until it is printed.
- Once printed, it will remain a paper title, unless it is surrendered again to become an electronic title.
- No more data will be exchanged than is currently printed on the title.
- The SCDMV will identify business customers as Electronic Lien and Title (ELT) lenders.
- All liens processed for an ELT lienholder customer number will be electronic.
- Title application and supporting documents are submitted as usual either by the customer, the lender or a dealership.
- The title application must include the ELT lienholder customer number to insure that lien is processed as an electronic lien.
- Title applications placed in ‘suspense’ will not print or result in an ELT lien transaction until the ‘suspense’ cause is resolved.
- Titles removed from ‘suspense’ status will maintain the ELT status if the lienholder is an ELT lienholder.
- The ELT lienholder acknowledgements are returned in a batch with any errors identified. The acknowledgements and errors are part of the AAMVA standard transaction.
- ELT lien errors are reported by the lienholder or service provider with a description of the error or discrepancy.
- Lenders and service providers must abide by all applicable state and federal privacy laws to ensure the integrity and confidentiality of the SCDMV customer data.
- Lenders and service providers must sign a Memorandum of Understanding before vehicle, customer and lien data is electronically transmitted through the ELT program.